Have You Read the New Retirement Planning Guide That is Climbing the Bestseller Charts?
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Dr. Wade Pfau's new book Reverse Mortgages: How to Use Reverse Mortgages to Secure Your Retirement (3rd Edition) is the ultimate guide to understanding the importance of home equity in retirement income distribution planning.
Wade's latest book includes up-to-date information on reverse mortgages, as well as case studies that demonstrate better client retirement outcomes utilizing home equity.
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Get Your Free Digital 2022 Social Security Q&A Guide Now!
Are your clients maximizing their Social Security benefits?
Help your clients maximize their Social Security benefits in 2022 and beyond—claim your free digital copy now!
Edited by Kurt Czarnowski, Former Regional Communications Director at the Social Security Administration, our Q&A guide includes all of the new adjustments for calculating benefits in 2022. It also provides important information regarding changes to federal policies in recent years, and how these laws will affect the strategies your clients can use to maximize their benefits in retirement.
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Options for Moving in Retirement Using the HECM for Purchase
By: John Salter, Ph.D., CFP®
Principal & Wealth Manager at Evensky & Katz / Foldes Financial
& Associate Professor at Texas Tech University
Many retirees will choose to move from the large home in which they raised their family into something smaller and more manageable to maintain. These retirees will be faced with the financial decision of how to best finance their new home. Traditional financing options exist which include paying cash for the home, or using a traditional mortgage. One newer, and lesser known option, is the Home Equity Conversion Mortgage (HECM) for Purchase, where the HECM reverse mortgage can be used directly for the purchase of a new home.
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